Peace of Mind

Career Ending Insurance

All PJA members are covered by this group scheme from 1st June 2020 to 30th November 2020 under the following conditions:

  • 24 hour/Worldwide
  • Permanent Total Disablement from Usual Occupation (Race-riding)
  • Accident only (no illness cover)

Full terms and conditions apply. A policy document will be provided upon request. The current policy is fully funded by the PJA. We are currently trying to source a sponsor for our group career ending insurance to continue post November 2020 and members will be kept informed on developments.

Insurer: Royal Sun Alliance

The policy is placed with Royal Sun Alliance with the following benefit levels, based on a Jockey’s PRIS grade:

GradeNo of rides in previous seasonBenefit Level PTD £
9600+100,000
8450-59990,000
7350-44980,000
6250-34970,000
5200-24960,000
4155-19950,000
3115-15440,000
275-11420,000
11-7410,000


Individual ‘Top-up’ cover option


In addition to the group career ending cover provided to PJA members, Pro Am Lifestyle Protection (PALP), in association with Miller, can provide ‘top up’ individual bespoke career ending policies for jockeys. For further details and quote examples, please visit the PALP website